Mortgage lenders are becoming more relaxed about providing housing finance to buyers, it has been asserted.
According to Moneyfacts.co.uk, lenders have grown accustomed to the post-financial crisis world and the position that they - and market participants - are now in.
As such, more mortgage deals have become available for those trying to get on the property ladder.
The financial advice website suggested that the fact that the Bank of England's base rate of interest has been maintained at its current level of 0.5 per cent for the last eight months or so has helped create this new situation.
"Indeed, the signs from the mortgage market indicate that credit conditions are easing and that lenders are more willing to lend," Moneyfacts.co.uk stated.
The Bank's Monetary Policy Committee is set to take its next decision on whether to raise, lower or maintain the base rate of interest at its meeting on December 10th